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That can equate to a lot of money over time. One thing that determines what mortgage rate you’ll ultimately receive is credit scoring, though it’s just one of many factors, known as mortgage pricing adjustments, used to price your loan. Along with credit scoring is documentation type, property type, loan amount, loan-to-value, and several.
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36% of college grads with student loans say the debt wasn’t worth it-here’s what experts say – Student loans are generally seen as a "good" kind of debt, because they serve a purpose and can lead to higher earning potential in. But remember that taking out student loans to get your degree.
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Credit Benchmarks for VA Loans. The first issue is tackling nebulous phrases like "bad" or "less than perfect." We use that kind of language because it can be so tough to discern what constitutes "good" credit, or at least a credit score that can get prospective buyers closer to the dream of homeownership.